The South Shop Federal Credit Union (formerly known as C.T.A.S.S.&U) is built on unparalleled service and performance since 1938. In 2017, we expanded our membership to include Guardian Security.

We are a closed field of membership credit union committed to providing the employees of the C.T.A. South Shop, West Shop, Garage Maintenance, Office Personnel, and Guardian Security the best service we can. 

We offer many types of low interest loans and interest savings accounts without compromise.  

The Credit Union is currently over 1000 members strong with assets over 12 million dollars. Your savings are insured up to $250,000.00 by the National Credit Union Association.

Read our Privacy Policy here.

Your Credit Union and Website

The Credit Union is governed by a Board of Directors consisting of nine members who meet monthly to establish policies and oversee the operation of the Credit Union. We treat all of our members with courtesy and integrity. Our years of experience and notable expertise ensure that your financial future is in good hands.

The South Shop Credit Union is committed to providing a website for its members that is accessible regardless of technology or ability. In doing this we adhere to many of the available standards and guidelines. Please contact us by phone 708-925-9500 if you encounter any page or feature that presents a challenge.

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Spring Loans Available

Spring loans are now available until June 30th 2018. Loan amounts range from $500 up to a maximum of $3000. All spring loans are for a one year term. Call the office (708-925-9500) for more information about a spring loan for 2018.

New Car Lending starting at 1.99%*

Take advantage of every dealer rebate and finance your new vehicle with us today! This rate is fixed for up to 5 years. Used car financing starts at 2.49% *

* apr is based on TransUnion credit score*

Visa Gift Cards Available

Accepted anywhere Visa  cards are welcomed. Great gift idea for that hard to buy for person. More flexibility than a gift card that can only be used at a single retailer. Amounts range from $10.00 up to $500.00 (plus a one time $3.00 activation fee.)

Dormant Account Notice

Keep your account active! Make a single deposit or withdrawal once a year. The State of Illinois has revised the Uniform Unclaimed Property Act on Jan. 1, 2018. Under this act the presumptive period of abandonment changes from 5 years to 3 years. As a result accounts without any owner activity will be turned over to the Illinois State Treasurer's Office, upon completion of the owner notification procedure.